Showing posts with label income. Show all posts
Showing posts with label income. Show all posts

19 March 2014

Capital One Classic Extra : Best current free cashback credit card ?

Capital One Classic ExtraThere's not much on offer at the moment in the Free Cashback Credit Card range.

Possibly the best free all rounder is  0.5% plus £10/year bonus (if you pay in full each month)  is  :
Capital One Classic Extra

The good thing about this card is that most people probably have a chance of being accepted.
The bad thing is the APR at around 34.94% 

Check the eligibility rules before applying.
You probably won't get this if you don't have a credit history

Card main details :
34.94% APR
0.5% cashback on all purchases (e.g. 0.5p per £1, 50p per £100)
If you pay in full on time, a £10 bonus per year

Even though 0.5% sounds miserly, if you use the card for all purchases (e.g. groceries) then you could spend £6,000+ a year, which would be £30+ a year plus £10 bonus if you pay in full each month. It's better than nothing I guess.

Main rule : Don't use it to get in debt with.

Capital One Classic Extra webpage


Other Links :
Moneyfacts list of latest best cashback credit cards

15 March 2014

TSB PLUS Current Account : 5% interest on first £2500

This account does not appear to be available until 30 March 2014

There has been a recent trend of free current accounts having the best interest rates available to entice new customers. The catches usually seem to be :

You need to put a certain amount in each month, usually around £1000
The interest might be on a limited amount
You may need to add some direct debits to the account
Some charge a monthly fee (check for free ones)

TSB PLUS Current Account
This current account is of special interest because :
You only need to put in £500 a month. Probably the lowest amount of this type of account
You don't need to add direct debits to the account
The interest is only on the first £2500, but that's £125 a year (before tax)
Online account only

Many people will earn more in this type of account than having large sums in savings accounts

More about TSB PLUS Curent Account on TSB site 



Related Links
Moneyfacts : List of high-interst current accounts
Moneyfacts : About TSB PLUS current account
Moneysavingexpert : About TSB PLUS current account
The Guardian article


11 December 2013

Sending my empty printer catridges to N&J inkjet recycling

Sending to N&J ink
Sending my used HP printer cartridges to N&J inkjet recycling for cash
They pay into your paypal account
It's free postage (print the postage label)
They don't accept Epson or Brother cartridges
They don't accept toner cartridges
You get paid by sending 2 or more cartridges 


Recycling inkjet
 cartridges
It's been a while since I last sent empty printer cartridges to a recycling company for money. The last time I sent then to therecyclingfactory.com, only to find I can't get the money until I've sent a certain amount of cartridges (5 or something). With N&J, at least I get paid after sending 2 or more, and it's still freepost. Both have their +ve and -ve, but I guess for the small time user N&J is my choice.

Links :
N&J Inkjet Recycling website and instructions
therecyclingfactory.com

06 November 2013

Qmee for cash when searching

Qmee click ads for cash :  You install the Qmee app to your browser and when you search in websites like Google, Bing, Yahoo, Amazon or Ebay it may give you relevant ads on the left side that pay you when you click them. It seems to work especially well on Amazon searches. At the moment seems to be for USA and UK (they are a UK company). So far it looks great. You can even cash out to your paypal at anytime (or donate to charity). It's all very simple.

Qmee website
Watch the official Qmee video to learn more :


18 June 2012

A Lender Be : Funding Circle, Ratesetter and Zopa (summary post)

become a lender
Just read about some peer to peer lending websites in The Daily Mail. I will need to digest the info but for now here are the basic details including an article in The Daily Mail:
Daily Mail article on lend-to-save websites

The most interesting to me looks to be Funding Circle as it is lending to businesses.
Funding Circle website

The other two sites lend to anyone
Ratesetter
Zopa

09 February 2012

paid to be a clinical trial volunteer

Clinical trial volunteer agency
Looks a good way of making money. Their website says it's possible to make £120 a day

Quintiles clinical trials UK

13 January 2012

Selling on Amazon

You can sell your stuff on Amazon.
Below is a rough estimate of fees for selling a CD
Go to this page : Sell on Amazon
Easiest way to get an idea of current prices is to type in the barcode (books,cd,dvd etc)
Quite a lot taken in fees : £.75, plus about £0.25, plus 15% (cd)
Amazon will charge buyer for £1.26 for UK cd delivery to offset your shipping costs

More info :

Selling old CD's and DVD's

Here is a list of sites I have found that trade CDs and DVDs. Musicmagpie looks best so far, though we are talking pennies (maybe 30-38p)

website CDDVDshipping
MusicMagpie30-38p ? classical best ?
freepost
TradeYourStuffno
free from mid 2011 ?
WeBuyDVDs


CashFor CDs


turnintocash.comseems the best
freepost
Cashbee2nd best ? bad reviews ?freepost




to be completed

12 January 2012

Set up your on company for £1000


An interesting weekly article in the Daily Mail this month (Jan 2012), about how to set up a business for £1000.

Daily Mail : How to set up business for £1000